These Terms and Conditions govern your use of services provided by Nicole Goya, a sole proprietor offering mortgage protection services.
I provide educational consultations and assistance with mortgage protection insurance applications through licensed providers.
2. No Legal or Financial Advice
All services and content are for informational purposes only. You should consult a licensed financial advisor or attorney for legal or financial matters.
3. Eligibility
Services are only available to individuals over 18 who reside in serviceable regions. I reserve the right to decline service at my discretion.
4. User Responsibilities
You agree to provide accurate and complete information. False or misleading data may impact your eligibility or application status.
5. Third-Party Insurance Providers
I partner with insurance companies to assist you. I do not guarantee policy approval or pricing. All final decisions rest with the carrier.
6. Privacy
Your data is protected as outlined in the Privacy Policy By using my services, you consent to the collection and use of your information.
7. Limitation of Liability
I am not liable for indirect, incidental, or consequential damages resulting from the use of my services or decisions made from the information provided.
8. Indemnification
You agree to indemnify and hold me harmless against any claims arising from your use of my services or violation of these terms.
9. Changes to Terms
I may update these Terms at any time. Continued use of my services after updates implies acceptance.
10. Governing Law
These Terms are governed by the laws of [Your State/Province].
11. Contact
Questions? Contact me at: (808) 953-5713
Name:
Nicole Goya
Email:
Phone:
(808) 953-5713
Mailing Address:
965 Prospect Street Apt 609, Honolulu, 96822